1 Scope
This document provides comprehensive requirements and recommendations, as well as specific use cases for implementation of interoperable mobile payments-to-persons.
The emphasis is placed on the principles governing the operational functioning of mobile payments-to-persons systems and processes, as well as the presentation of the underlying technical, organizational, business, legal and policy issues, leveraging legacy infrastructures of existing payment instruments (see ISO 12812‑1:2017, Annex C).
This document includes the following items:
a) requirements applicable to mobile payments-to-persons;
b) recommendations regarding mechanisms involved in the operation of interoperable mobile payments-to-persons;
c) a description of the different use cases for mobile payments-to-persons;
d) a generic interoperability model for the provision of different mobile payments-to-persons;
e) recommendations for the technical implementation of the generic architectures for the mobile payments-to-persons program ;
f) recommendations for mobile remittances ;